Insurance for the allotment garden makes sense on two levels: The allotment garden club itself needs insurance to protect itself against various risks. The allotment gardener himself protects his arbor against damage with allotment insurance.

Which insurance for the allotment garden club in question

The following insurances can make sense for the association:

  • liability insurance
  • legal protection insurance
  • accident insurance
  • building insurance

liability insurance: If someone is injured on the grounds of the allotment garden association, the liability insurance will step in. This insurance should therefore not be missing from any allotment garden club. Since many allotment gardens are run by older people, a fall on the path is nothing unusual, but without appropriate club liability insurance it can quickly lead to major inconveniences.legal protection insurance: Legal protection insurance serves to protect you from financial expenses in the event of a legal dispute. If this insurance is missing, a protracted legal dispute can quickly consume the financial resources of an association.accident insurance: If one of the club members suffers an accident in the course of his club activities, the club accident insurance will step in.building insurance: Building insurance protects the clubhouse against damage from storms, hail or lightning.

Insurance for the allotment gardener himself

Even the allotment gardener himself should think about insurance. The building insurance and the household contents insurance (available together as so-called arbor insurance) come into question. They protect the garden arbor from potential damage. What exactly is protected by the insurance is stated in the insurance conditions. Usually it is fire, lightning, storm and hail damage as well as insurance cover in the event of burglary.

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